Supporter Tools
BECOME an ORGANIZER:
400 Faces of Payday Lending: Share your story
Write your Members of Congress - Tell them you support a 36% cap, and they should too!
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Protecting Consumers from Unreasonable Credit Rates Act of 2009 (S. 500 and H.R. 1608)
Sen. Durbin letter to colleagues: Protecting Consumers (S. 500)
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Why HR 1214 - The Federal Payday Loan “Reform” Act - is BAD
Jean Ann Fox Testimony Against H.R. 1214 (April 2, 2009)
Jean Ann goes toe-to-toe with Rep. Gutierrez on HR 1214 (video)
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Talking Points: Payday Lending in Arizona
Talking Points: Small Installment Loan Act
Why Prop 200 was No Reform At All: A point by point analysis
2008 Payday Loan Legislative Update: In the States
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WHAT THE RESEARCH SAYS:
Public favors 36% Cap by LARGE margin
Center for Responsible Lending - March 2009
Predatory Profiling: The Role of Race and Ethnicity in the Location of Payday Lenders…
Center for Responsible Lending - March 2009
Payday Loans and the Economy:
36% Cap Promotes Financial Recovery
Center for Responsible Lending - January 2009
Consumers Better Off Without Payday Lending
University of North Carolina - November 2007
Payday Lenders Target Arizona College Students
University of Arizona, Norton School/Arizona PIRG - October 2008
Do Payday Loans Cause Bankruptcy?
Vanderbilt Law School/University of Pennsylvania - October 2008
High-Cost Payday Lending Traps Arizona Borrowers
Center for Responsible Lending - September 2008
Predatory Financial Services Industry Contributes to State Politics
National Institute on Money in State Politics - July 2008
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MORE INFO:
Credit Unions Replacing Boarded-Up Payday Lenders
The High Risk of High-Cost Short-Term Loans
Springing the Debt Trap: 36% Cap Springs the Trap
Financial Quicksand: Payday Lending Sinks Borrowers
Payday Lending: How the Debt Trap Catches Borrowers
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THE INDUSTRY’S LIES:
Open Letter from former Check ‘n Go Store Manager Bill Harrod
You simply must read it to believe it
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UNITED AGAINST USURY:
Arizona Ecumenical Council Resolution
Sample Resolution, United Against Usury
The Loan Sharks Wanted to Buy Your Vote
What Others Say
Have Your Cake and Eat it Too
David Lazarus of the LA Times Endorses 36% Cap
Terry Goddard on Prop 200
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Red is the amount owed after 6 months using Payday loans; purple is the same loan amount and term with a 21% credit card.
The Cost to Arizona
Loanshark Billboard
